I haven't posted in months, but I am still checking in and reading blogs regularly. I have been busy with life and nothing has really changed for me financially, other than whittling away at my credit card debt! After two full years of paying down on my CC debt and not incurring any new debt, I've paid off a little over 40% of my original CC debt. I have been able to maintain my $1,000 baby EF, and this coming year I hope to double that. It doesn't seem like much saved, and the progress with paying down my CC debt has been slow ... but I think it's pretty good considering the high interest rates on my cards and the fact that I have not had a salary increase at work in over a year. I've also continued to contribute 6% of my salary to my 401(k) to get the match. I think that once I hit 50% of my debt paid and get to the downhill slope, it will go much quicker ... I'm looking forward to that, and it should happen soon!!